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Research Outline
Prepared for AJ | Delivered March 9, 2020
Health Insurance Plans
Review your project details
Goals
To compare ACA plans for a family.
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Early Findings
Bronze
Estimated costs for bronze level plans range from
$743-932
per month.
Bronze plans have higher deductibles, from around
$8,850
per group, with max out of pocket costs of $16,300.
These
plans
generally cover preventative care, prescriptions, emergency care, surgery and telemedicine.
Silver
Silver plans range from
$1,053-2,108
per month.
With the higher monthly cost, deductibles are a bit lower. For example, one silver plan has only a $
2,600
deductible.
Many of these child plus parent plans cover
dental and vision
for the child as well.
Gold
Gold plans carry a monthly cost of
$1,262-2,523
.
Deductibles here are even lower, coming in at only $
1,200
on one plan.
Platinum
Platinum plans in New York range from
$1,529-3,057
per month.
These plans mostly have
$0 deductibles
and lower out of pocket maximums.
None of the plans found for New York state cover out of network costs.
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